Introduction

Welcome to the Dutch API reference.

Dutch API is a financial infrastructure platform that lets businesses and developers integrate payments, cards, banking and crypto services into their own applications through one unified dashboard, with access granted per approved use case.

What you can build

• Collect money from customers in local currency across our initial African markets.
• Send money out by bank transfer, Mobile Money and Orange Money.
• Quote and lock foreign exchange rates before converting.
• Fund your balance in USDC or USDT instead of prefunding partner accounts.
• Issue USD Mastercard and Visa virtual cards.
• Create virtual bank accounts for Nigeria and Ghana.
• Accept and send payments with DutchPay: suppliers, school and university fees, bills, invoices, subscriptions, travel and more, as an API, white label or embeddable widget.
• Build trading platforms and exchanges on Crypto-as-a-Service: markets, quotes, orders, on-ramp and off-ramp.
• Manage a cryptocurrency treasury with balances, policies, conversions and approvals.
• Reach regions we do not serve directly, including Asia, through Global Transfers on our partner network.
• Automate payouts, schedules and reconciliation with Specialized Tools & Automations.

How it works

Request access, get approved per solution, integrate in sandbox, then go live. Every endpoint in this reference is available in sandbox first.