NGN virtual accounts
Dedicated account numbers for collections and disbursements.
// Virtual-Accounts-as-a-Service · Banking
Give every user their own bank account.
Virtual-Accounts-as-a-Service issues dedicated Nigerian and Ghanaian virtual bank accounts for your users, so every collection is automatically matched and reconciled — no shared account, no manual matching.
~/dutch-api · vaas.sh
$ dutch-api virtual-accounts create \
--user usr_44c --currency NGN
{ "accountNumber": "0123456789", "bank": "Example Bank", "status": "active" }
--user usr_44c --currency NGN
{ "accountNumber": "0123456789", "bank": "Example Bank", "status": "active" }
200 OK· sandbox preview
// Introduction
How it works
01Create a virtual account — Generate a dedicated account number per user, in NGN or GHS.
02Receive payments — Funds sent to the account are matched to the user automatically.
03Reconcile instantly — A webhook fires the moment funds land — no manual matching.
// Banking capabilities
Nigeria Ghana Reconciliation
Banking capabilities
GHS virtual accounts
The same dedicated-account model, live in Ghana.
Automatic matching
Every inbound payment is matched to its account owner.
// The API
Every capability, as endpoints.
POST
/v1/collections/ngn/virtual-accountGenerate a Nigerian virtual account.
GET
/v1/walletsList every wallet and virtual account on your account.
POST
/v1/webhooksSubscribe to virtual account credit events.
Start building today.
Grab a sandbox key and generate your first virtual account today.